College planning that stays flexible - wherever their path leads
We help you build a smart, tax-aware plan for education and design options that keep funds useful even if the future doesn’t include a traditional degree.
At a glance
Who this is for
- You want a clear, doable savings plan for a child’s education.
- You’d like tax advantages and flexibility if goals change.
- You prefer plain-English guidance and help implementing.
When it might not be a fit
- You’re seeking short-term speculation or high-risk tactics.
- You only want a one-off product without an overall plan.
What we’ll cover
Baseline snapshot
Where you are today—current savings, monthly capacity, time horizon, and any existing accounts.
Goals & priorities, clarified
Target budgets, timelines, scholarship assumptions, and “must-haves” like keeping funds flexible.
Gap & risk highlights
Funding shortfalls, sequence risk, inflation, and tax drag—plus where the biggest levers are.
High-level path forward
A simple route to close the gap—savings targets, account mix, and 2–3 actions to start now.
How it works
Intro call (30 minutes)
Share goals and constraints. We confirm fit and outline any data we’ll need.
Discovery & draft plan
We size the gap, compare savings vehicles, and sketch a tax-aware contribution plan across accounts.
Recommendations & next steps
You’ll get a clear set of options and a short action checklist. If you proceed, we help you implement.
If college isn’t the path they choose
Plans change. Alongside traditional education accounts, we incorporate flexible, tax-advantaged strategies designed to preserve optionality—so value can support education or other life goals later, often with tax-favored access if structured and maintained properly.
Beyond tuition
Potential to fund a first home, launching a business, professional training, or extended travel.
Control & access
Parent ownership and structured access options help keep decisions aligned with family goals.
Tax-aware by design
When properly set up, strategies can offer tax-advantaged growth and access features.
Blended approach
We often pair education-specific accounts with flexible options to keep doors open.
Hands-on, end-to-end support
Logistics handled
We organize paperwork, signatures, and timelines without the back-and-forth.
Secure document exchange
Simple, safe ways to share only what’s needed, when it’s needed.
Clear communication
Plain-English updates and concise recaps after each milestone.
On-your-terms cadence
We move at your pace and keep you on track with gentle reminders.
Frequently asked questions
Schedule a 30-minute consult
Pick a time that works for you. You’ll get email/SMS reminders.